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Purpose and Value

Our purpose is to build a trusted Center in the country that aggressively functions to increase financial and digital literacy to optimize the potentials.

The potential for Sharia finance and digital economy in Indonesia is significantly high with a positive growth trend.

  • Indonesia’s Global Islamic Economy Index (GIEI) rank increased from 10th to 8th place between 2018 and 2019. Indonesian Islamic finance assets increased from 9th to 7th place between 2017 and 2018.There is still opportunity to improve this positive growth. Of all bank customers, only 7% use Sharia banks compared to 93% who use conventional banks. The lack of Sharia Bank customers is the result of very low Sharia financial literacy on (8.93%).
  • In 2019, Indonesia’s internet user population around 180 million people which means 67% from the total are active users. Beside of that, there are 3 million of UMKM community who have entered the online ecosystem. The growth of Indonesia digital economy is the fastest with the biggest size among any other countries in South East Asia. Also, in the same year (2019), the amount of Indonesia digital economy reaches around $40 billion (IDR 588 T). In addition, the target would be $133 billion (IDR 1.995 T) in 2025. This target can only be achieved through aggressive and massive digital economic literacy.

Our values define who we are, what we stand for, and how we behave.

FUNTASTIC

(Fun, inclusive, green, innovative, agile, scientific, professional, and dataholic)

We dedicate our professional competency yet fun and agile energy to our innovative science-based works. Our commitment to implementing inclusivity, respecting people as well as respecting environment well-being, is an essential thing for the way we work. We consciously ensure that no one left behind. Last but not least, the powerful source that keeps us moving is nothing but data. 

Releases

MORE RELEASES
Hukum Jual-Beli pada Ruang Realitas Virtual Metaverse Menurut Islam

Oleh: Sony Budiarso, S.E. Peneliti Muda SHAFIEC UNU Yogyakarta Perkembangan teknologi memang tidak pernah ada habisnya. Manusia menciptakan berbagai inovasi teknologi dalam rangka mendukung kelangsungan kehidupan mereka. Faktanya, teknologi memang benar memudahkan aktivitas manusia dari berbagai aspek sehingga segala sesuatunya menjadi lebih mudah, praktis, dan efisien. Namun, bagaimanakah jika kemudian teknologi itu sendiri-lah yang mengubah struktur […]

adminshafiec
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February 28, 2023
Perkembangan Inklusi Keuangan Digital di Indonesia

Oleh: Sony Budiarso Peneliti Muda Shafiec UNU Yogyakarta  Saat ini di era teknologi 4.0, semua terasa cepat dan instan. Pengaruh perkembangan teknologi ini tentu memberikan dampak sinergis terhadap kondisi dan situasi kehidupan masyarakat, khususnya pada aspek literasi keuangan melalui inklusi keuangan digital. Jika dahulu masyarakat yang sering memanfaatkan jasa keuangan mayoritas ialah mereka yang memiliki […]

adminshafiec
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February 15, 2023
Fintech P2P Lending, Solusi Pendanaan Bagi Masyarakat Unbankable

Oleh: Sony Budiarso, S.E. Peneliti Muda SHAFIEC UNU Yogyakarta Teknologi menghadirkan kemudahan dan kecepatan dalam segala aspek kehidupan, salah satunya dalam kegiatan bertransaksi dalam sektor keuangan. Saat ini, melakukan pinjaman uang dapat dilakukan secara online atau biasa dikenal dengan fintech peer-to-peer (P2P) lending. Menurut Peraturan Otoritas Jasa Keuangan (OJK) No.77/POJK.01/2016, fintech peer-to-peer lending adalah layanan […]

adminshafiec
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February 15, 2023